Stock and mutual fund investment AI agent
An investment AI agent helps retail investors open and manage their portfolio: complete KYC and onboarding, compare mutual funds on returns, risk and expense ratio, start or modify SIPs, review holdings and allocation, and understand market movements in plain language — with suitability and disclaimer rules enforced on every response.
45%
higher completion of digital onboarding
2x
SIP registrations from guided journeys
Lower
panic redemptions during volatility
The problem today
- New investors abandon onboarding at KYC and risk-profiling steps.
- Fund selection is overwhelming without personalised, explainable comparison.
- Investors panic-sell during volatility because no one explains what happened.
Who it is for
Finance teams running investment who want the stock and mutual funds journey automated end-to-end.
The agent ships pre-trained on finance workflows, then is grounded on your own products, policies and systems — deployed on web, app, WhatsApp and voice with full audit logging and human handover.
How it works
Onboard
Digital KYC, risk profiling and bank mandate setup in a guided flow.
Plan
Goals converted into target corpus, SIP amount and asset allocation.
Invest
Fund comparison, SIP or lumpsum execution and portfolio rebalancing prompts.
Explain
Portfolio performance and market events explained in plain language.
What the agent does
Portfolio insight
Holdings, XIRR, allocation and gain-loss summaries on demand.
Fund comparison
Returns, risk, expense ratio and rolling performance side by side.
SIP management
Start, pause, step-up or redirect SIPs in conversation.
Investor education
Market and product explainers with mandated risk disclaimers.
Frequently asked questions
Does it give investment advice?
It provides suitability-bounded guidance and education with mandated disclaimers; regulated advice remains with your licensed advisors.
Can investors transact?
Yes, once integrated with your RTA and broking APIs it can execute SIP, lumpsum and redemption requests.
Is KYC supported?
Digital KYC, risk profiling and mandate registration are handled inside the conversation.
How is market data sourced?
From your existing licensed market data and NAV providers.
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