Life insurance agent AI assistant
A life insurance agent AI assistant runs a structured needs analysis, recommends the right mix of term, endowment and ULIP cover, generates benefit illustrations, explains underwriting and medical requirements, and keeps the advisor ahead of premium due dates — improving both conversion and persistency.
2x
faster proposal preparation
15%
improvement in 13-month persistency
Consistent
advice quality across the advisor network
The problem today
- Needs analysis is inconsistent, so cover recommendations vary by advisor.
- Illustration and product-comparison work eats into selling time.
- Lapses happen because premium follow-up is manual and reactive.
Who it is for
Insurance teams running life insurance who want the agent journey automated end-to-end.
The agent ships pre-trained on insurance workflows, then is grounded on your own products, policies and systems — deployed on web, app, WhatsApp and voice with full audit logging and human handover.
How it works
Analyse
Income, dependants, liabilities and goals converted into a cover requirement.
Recommend
Product mix suggested with rationale the customer can understand.
Illustrate
Benefit illustrations and premium options generated instantly.
Persist
Due-date reminders and lapse-risk alerts with ready outreach messages.
What the agent does
Needs analysis
Structured human-life-value calculation with dependant and liability inputs.
Product comparison
Term, endowment, ULIP and pension products compared on cost and benefit.
Underwriting guidance
Medical, financial and occupational requirements by sum assured band.
Persistency support
Lapse-risk flags and pre-drafted renewal conversations.
Frequently asked questions
Can it produce compliant illustrations?
Illustrations are generated from your approved calculation engine and templates.
Does it help with medical underwriting?
It lists required tests and financial documents by age and sum assured band before submission.
Can it work in regional languages?
Yes, advisors and customers can converse in their preferred language.
How does it improve persistency?
It flags lapse-risk policies early and gives the advisor a prepared, personalised follow-up message.
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